About Palm Desert Reverse Mortgage
Local expertise, personalized guidance, and trusted support for every homeowner we serve.
About Us
Who are we
We specialize in:
- HECM reverse mortgages
- Jumbo reverse mortgages
- HECM-to-HECM refinances
- Reverse mortgage for purchase
We focus exclusively on education-first lending, where you get clear answers — not pressure.
Lauren Boland
- Broker/Owner
- NMLS #309065 | DRE #01466296
Why Choose Us
Why Seniors ChoosePalm Desert Reverse Mortgage
Local Expertise You Can Trust
I understand the Palm Desert housing market, senior community needs, property values, condo rules, coastal guidelines, and neighborhood trends.
Hands-On Guidance From Start to Finish
You aren’t passed around from department to department. You work directly with me — the expert — every step of the way.
Clear, Honest Education
Every explanation is simple, direct, and easy to understand. No jargon. No scare tactics. No confusion.
Transparent Numbers & Straightforward Proposals
You’ll always receive a detailed package showing:
• Your estimated loan amount
• All costs
• Line of credit growth
• Monthly options
• Future projections
Family Included
Your children, heirs, financial planner, or attorney can be part of the conversation. Everyone gets answers — everyone stays informed.
Highly Personalized Solutions
No two homeowners are the same.
I tailor every recommendation to:
• Your goals
• Your health
• Your income
• Your long-term plans
• Your property type
• Your family considerations
Support Long After Closing
A reverse mortgage is a long-term relationship, not a quick transaction. You can call me anytime — months, years, or decades after closing.
About Lauren Boland – HECM & Proprietary Reverse Mortgage Specialist
Lauren Boland is the broker-owner of LBL Mortgage and Palm Desert Reverse Mortgage, bringing more than two decades of experience helping homeowners throughout California, Arizona, and Nevada. As a multi-state licensed mortgage broker, she offers a full range of reverse mortgage solutions, including FHA-insured HECM reverse mortgages and proprietary reverse mortgage programs designed for higher-value homes—ensuring each client has access to the option that best fits their individual financial goals.
Having called Palm Desert home for the past five years, Lauren has developed a deep connection to the Coachella Valley. She and her family truly enjoy desert living and all the area has to offer. When she’s not helping clients plan for retirement or long-term financial security, Lauren enjoys golfing, spending time with friends, and being part of the local community. Her personal ties to the area give her a genuine understanding of the needs and goals of homeowners seeking a Palm Desert reverse mortgage.
As an independent broker, Lauren is not limited to one lender’s products or pricing. She works with multiple top reverse mortgage lenders to help clients secure lower rates and lower fees, whether they are comparing HECM programs or exploring proprietary reverse mortgage options. She founded LBL Mortgage in 2015 with a clear mission: to provide transparent education, personalized service, and competitive pricing—especially for seniors planning retirement with a reverse mortgage in Palm Desert, the Coachella Valley, and across California, Arizona, and Nevada.
With extensive experience in both traditional home loans and reverse mortgage programs, Lauren makes complex decisions easier to understand. She clearly explains the differences between a HECM and a proprietary reverse mortgage, answers questions in plain language, and supports both homeowners and their families throughout the loan process. Her independent approach means she advocates for the homeowner—not a bank—which is why Palm Desert Reverse Mortgage is a trusted resource for families planning ahead.
Whether assisting with a purchase, refinance, HECM reverse mortgage, or proprietary reverse mortgage, clients value Lauren’s knowledgeable guidance, competitive pricing, and the confidence that comes from working with a local expert who truly understands the communities she serves—from Palm Desert and the Coachella Valley, to active retirement areas in Arizona, and growing markets across Nevada
Different
What Makes Us Different
- Independent mortgage broker
- Reverse-mortgage specialists
- Licensed and experienced
- Deep knowledge of Palm Desert neighborhoods
From Palm Desert to Indio, Palm Springs to La quinta- each area has its own property trends and needs. I understand them all.
- Ethical, senior-focused service
Who We Serve
Palm Desert Reverse Mortgage proudly helps:
- Seniors 62+
- Homeowners planning for retirement
- Surviving spouses
- Adult children caring for aging parents
- Financial planners looking for safe retirement tools
- Seniors wanting to age in place
- High-value home owners needing jumbo solutions
- Condo owners (FHA-approved or non-approved)
- Homeowners with limited income or credit challenges
What We Offer
What You Can Expect When You Work With Me
A no-pressure conversation
- Just honest guidance. You will never feel “sold.”
A personalized financial breakdown
- Numbers custom-built for your home, age, and goals.
A clear explanation of every option available
- HECM, jumbo, LOC, lump sum, tenure payments — all explained simply.
A smooth, guided process
- From counseling to appraisal to closing — I handle everything.
Long-term support as your trusted reverse mortgage resource
- I am here for you and your family at every milestone.