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Reverse Mortgages for Seniors

At Palm Desert Reverse Mortgage, my goal is to help seniors understand how a reverse mortgage can improve their retirement, create more financial breathing room, and allow them to stay in the home they love.

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A reverse mortgage—formally called a HECM (Home Equity Conversion Mortgage)—is a government-insured loan that allows homeowners 62 and older to access a portion of their home’s equity without giving up ownership and without taking on a monthly mortgage payment.

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This type of loan can be a powerful tool for Coachella Valley seniors who want to stay in their homes, age with confidence, and make the most of the equity they’ve built over the years. There are also private jumbo reverse mortgages available for higher-value properties, which can offer larger loan amounts and expanded options for homeowners in areas like Palm Desert, Palm Springs, Racho Mirage, Cathedral City, Indio, Indian Wells, La Quinta.

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About Us

About Palm Desert Reverse Mortgage

Your Trusted Local Experts in Reverse Mortgage

Palm Desert Reverse Mortgage is part of LBL MTG Corp, an independently owned mortgage brokerage with deep roots in Southern California. We specialize in HECM reverse mortgages, jumbo reverse mortgages, and reverse mortgage for purchase.

Lauren Boland

         Posted on Google  
   
   Ashlie Stratman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing company. Truly care for their clients. Both Lauren and Jenn worked hard to meet our needs and completely exceeded our expectations. We will be forever grateful and appreciative of their hard work. They are truly amazing individuals. Thank you!!
  
 
      Posted on Google  
   
   T D 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our reverse mortgage was rather complicated, because it involved an irrevocable trust. There were a lot of hurdles, and a few surprises, but Jenn, with Palm Desert Reverse Mortgage, was fantastic, and saw us all the way through.
  
 
      Posted on Google  
   
   Steve Adams 
 
 
 
 Trustindex verifies that the original source of the review is Google. Lauren and her staff were fantastic! Very helpful, provided a lot of information. I would highly recommend Lauren and her staff for any mortgage help.
  
 
      Posted on Google  
   
   Rita Castillo 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great, smooth and painless experience working with Lauren and Jenn. The process went quickly and all my questions were answered right away. I felt like I was in very good hands. I would highly recommend them to anyone who is considering a reverse mortgage.
  
 
      Posted on Google  
   
   Roy Gosney 
 
 
 
 Trustindex verifies that the original source of the review is Google. I originally contacted lbl for a reverse mortgage. They found out in doing so there was a better product for me. They worked as hard as you would imagine to find the right product for my needs. I always had a real person to talk to and I always had two people I could call, text, or email at any time. It was actually fun to work with Lauren or Jenn.
  
 
  
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No Monthly Payments, Just More Flexibility in Retirement

How Does a Reverse Mortgage Work?

Instead of you paying the bank, a reverse mortgage allows the bank to provide funds to you. You can choose to receive the funds in a lump sum, as monthly payments, or as a line of credit.

Financial Benefits of Reverse Mortgages

Reverse mortgages allow you to stop worrying about monthly mortgage payments while maintaining financial flexibility.

Provides funds to meet living expenses without selling your home.

Flexibility to use funds for home repairs, medical expenses, etc.

Preserve your investments by reducing portfolio withdrawals.

How Financial Advisors View Reverse Mortgages

More financial planners are recognizing reverse mortgages as a strategic retirement tool. It can protect investment portfolios, create tax-free cash flow, and support long-term financial goals.

Protect investments during market downturns.

Delay Social Security and increase retirement savings.

Ready to Learn More?

A reverse mortgage could be your key to financial freedom. Get personalized guidance and transparent options.

About Us

About Palm Desert Reverse Mortgage

Lauren Boland

No Monthly Payments, Just More Flexibility in Retirement

How Does a Reverse Mortgage Work?

Financial Benefits of Reverse Mortgages

How Financial Advisors View Reverse Mortgages

Ready to Learn More?

Reverse Mortgage Basics

Guide & Resources

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